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Housing Repair, Rehabilitation, and Home Replacement

The Home Rehabilitation Program assists eligible homeowners whose homes need repairs to ensure the home is decent, safe, insurable, code compliant, accessible, and prepared for future disasters.

The Home Replacement Program assists eligible homeowners with the demolition of the existing home and reconstruction of a new home if the cost of rehabilitation is expected to surpass 50% of the value of the home.

State Housing Initiative Partnership (SHIP) funds will be made available to individual homeowner applicants via deferred payment, forgivable, noninterest-bearing loans through the comprehensive Home Rehabilitation and Home Replacement programs.

To meet eligibility requirements, applicants for the Home Rehabilitation and Home Replacement programs must first attend a workshop that will provide information and education on the programs as well as home maintenance best practices.

Applications for the comprehensive Home Rehabilitation and Home Replacement programs will be accepted starting on Wednesday, December 6, 2023, ONLY from applicants who have attended a workshop. Applications will continue to be accepted until sufficient applications have been received to expend funds allocated for each program through at least Monday, January 8, 2024.

Workshop dates are as follows and will be held, in-person at 615 Paul Russell Road, unless stated otherwise:

  • Wednesday, November 15, 2023, from 6-8 p.m. 
  • Thursday, November 16, 2023, from 6-8 p.m. (Virtual)
  • Wednesday, November 29, 2023, from 6-8 p.m.
  • Thursday, November 30, 2023, from 6-8 p.m. (Virtual)
  • Saturday. December 2, 2023, from 12-2 p.m.

The virtual workshops have limited space available. Register for one of the workshops online, or contact the Division of Housing Services at (850) 606-1900.

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2023 Annual Report Video 4:12