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EIP Notice: September 22 - Leon County COVID-19 Community Update... More »

DOWN PAYMENT ASSISTANCE

SHIP funds are available for First Time Home Buyers seeking Down Payment Assistance.  If you would like more information, please contact Tallahassee Lenders Consortium.

First Time Home Buyers are defined as who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers). A single parent who has only owned a home with a former spouse while married. An individual who is a displaced homemaker and has only owned with a spouse. An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations. An individual who has only owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.

Applicants must complete a homebuyer education program with a HUD-approved counseling agency before closing. Applicants must secure a first mortgage by an approved lender and must be able to contribute five hundred dollars ($500.00) towards the down payment or closing costs.

Funds are awarded as a deferred payment, no interest loan secured by a recorded subordinate mortgage and note.

Mobile homes are not eligible for this program. 

 

Contact Matthew G. Wyman II Housing Services Manager 850.606.1900 WymanM@leoncountyfl.gov

Office of Human Services & Community Partnerships 615 Paul Russell Road
Tallahassee, FL 32301
HSCP_HousingServices@leoncountyfl.gov PHONE: 850.606.1900 FAX: 850-606-1901